Hi, If mortgage rates are low, there should be a spark in interest in the overall housing market, correct?  Well, that would be true MOST of the time.  When I say most of the time, I mean when the economy is in decent shape and the unemployment rate is not growing.  With the unemployment rate growing, many Americans are quite unlikely to sink their money into a $200,000 home that could lose 10% of its value in the first half year that they own it. sandiego relaestate